Why is budgeting important…no…critical?

“I don’t have enough time. I’m too busy. I can’t afford that. I have no money.” blah blah blah, whine whine whine. If you are guilty, like me, of any of these thoughts or comments listen up. There are some universal laws you don’t understand that are perpetuating and recreating your experience of no time and no money.

 

Universal Laws? Yes! Just like the law of gravity, we do not have to know and understand gravity to be bound by it. We can stand on a cliff and scream to the universe that we do not believe in gravity and that we WILL fly, but what will happen if you jump? You will go SPLAT, and that’s that! Because a law is a law is a law. Gravity doesn’t care if you believe in it. You can’t hurt its feelings. It goes on being and doing what it was created to do. SO… How can we fly? By studying and working with other laws. There are other universal laws that enable us to overcome gravity and fly. Not defy gravity, but use it to our advantage.

Now that we have that out of the way, I want you to think for a moment about little kids and ice cream. If your mind immediately goes to a child covered in sticky goo then we are probably on the same page here. Imagine you just bought your kid a single scoop chocolate cone. You exit the storeand the scoop immediately takes a dive down your child’s shirt, pants, shoes and then splats on the ground. Your kid begins sobbing uncontrollably. You sooth him and march him back inside to get him another cone. Once inside your child spots a picture of an ultimate triple scoop cone and decides this is the one he MUST have. How likely are you to invest in a 3x as expensive 3x as huge triple scoop ultimate cone? Not very likely I would say because chances are it would end up on the floor again. Am I right?

 

Okay now that you have that in mind. What do you think the “universe” says after you have “dropped” all the time and money it has given you. Do you think it says, “Well yeah she dropped her cone but she is really cute so 3 scoops for her next time!” Nope. sadly/luckily the universe is smarter than that. If you can’t show to the universe that you can cherish, invest, and love the time and money it has given you now… why would it give you more? It wouldn’t. That is the plain and simple facts.

 

Some will say they have no extra money/time to budget. Not true. We all have the same amount of hours in a day we just choose to spend/invest them differently. If you have $1 extra or 15 free minutes invest them in a way that shows the “Universe” that you can take care of it and not “drop” it on the ground. If you want to see where all your money/time is going I recommend you track it. Keep a little note book with you and track every minute of your day or every penny you spend. You will be shocked about how transformational this is.

 

So here’s to a triple scoop!

 

Nancy

 

PS. If you really want to change your financial life I highly recommend insist you read “Secrets of a Millionaire Mind” by Harv Eker.

 

Nancy Rae Allen

 

 

Nancy Rae Allen is a motivational speaker, philanthropist, and dream broker. She lives to inspire, empower, and lift all those she meets. Her goal in life is to make one new friend, learn one new thing, and serve one new person every day.

 

Nancy played 3 years of college basketball, got knocked up by her handsome husband and had to bow out of her last season as a college athlete. When Nancy was 11 her world was turned upside when she discovered her dad, aka her knight in shining armor, had a serious sexual addiction that resulted in multiple affairs and an eventual divorce. Before Nancy’s senior year of high school her best friend got pregnant with her alcoholic brother’s baby. Nancy has been surrounded by severe, heart-breaking addictions all her life and as a result has been groomed, and continues to be groomed into the woman Heavenly Father designed her to be.

 

Nancy enjoys reading and writing poetry, streaking (aka being a mother, you’d have to be crazy to do either one, they both make you vulnerable, and you always end up looking stupid), people watching, sassing her husband, meeting new people, studying culture, public speaking, guessing games, catching food in her mouth, being spontaneous, and eating jalapeño yogurt dip from Costco.

 

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Comments

comments

3 comments
Camille
Camille

Good thoughts. I needed to hear this today. Thanks!

Zola
Zola

Love this concept! Although I do feel like people are given a certain financial "lot" in life, I love the idea that you we are still capable and deserving to be in charge to some degree and make the most out of what we have.

Lindsay
Lindsay

Nancy, I love the idea that we are in control of our destiny. I have heard that said before about having the things we value to become valuable, like our time and money. Welcome to Smitten! So happy to have you!